The house is one of the most valuable assets. Therefore, you need to take care of your home certificate as an indication of the owner's identity. In addition, homes and buildings with certificates have a clear legal status and high selling prices.
Want to take care of it? The process of creating a home certificate is easy and you don't need to ask a specific person for help. SWhat is the procedure? Now, take a look at the steps to take care of your home certificate through the next Kania article!
Type of housing certificate
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Before cleaning, you need to know the type of housing certificate so that you can adjust the manufacturing according to the type of building and living conditions. The following are common types of housing certificates:
Free Hold House Certificate (SHM)
Being on the top caste, a certificate of liberty (SHM) shows complete ownership of the land or land according to its recorded identity. The advantage of having a free mortgage is that you can pass on land from generation to generation and use your tradable property rights as collateral for an indefinite loan. On the other hand, if the land is destroyed or falls under a state, the Certificate of Freedom (SHM) does not apply.
Building right certificate (SHGB)
The other type is the Building Right Certificate (SHGB). This indicates the right to build and own a building or house on land that is not yours. This land certificate is valid for up to 30 years and can be extended for up to 20 years.
Flat Unit Rights Certificate (SHSRS)
There is also an apartment proof of title (SHSRS) that applies to the apartment or the ownership of the apartment. This home certificate shows the identity of ownership of a home established on co-owned land.
Home certificate management procedure
Processing a home certificate requires some conditions that need to be prepared by visiting the office National Land Agency (BPN) through branches in each region. How does this work?
- Purchase and fill out a proof of housing application at the BPB office
- Own and carry a Land Ownership Certificate (SHGB)
- You have a certificate from your local Kerlahan office or IMB stating that your home is being used as a residence.
- If permitted, a copy of the power of attorney and the recipient's KTP
- Applicant's identity such as KTP, family card, name change (for individuals), establishment certificate, or change certificate for corporations.
- This year's PBB (copy and bring original proof)
- Statement indicating that the applicant does not own a total area of more than 5,000 m² in 5 or more residential areas
- Statement from mortgage holders when land is blocked
- Mortgage Right Statement from Applicant
- Statement from the applicant
- Pay the cost of getting a home certificate
Read again: Want to manage your Girik Land Certificate? Method is as follows.
Housing certificate management fee
As mentioned above, you have to pay the cost of getting a home certificate. On the other hand, the rate of housing certificate creation based on PP 46/2002 is {2% x (NPT-NPTTKUP)}-{(remaining HGB / HGB period) x UP HGB x 50%}. That's right.
- NPT is land acquisition price and land NJOP
- NPTTKUP is a land acquisition value that is not covered by entry money and NJOPTKP.
- UPHGB is HGB income
- Information on NPT and NPTTKU can be found on the PBSPPT.
- You can check the SHGB period with the land certificate
- Tenor after 30 years: 1% x (NPT-NPTTKUP)
- Granted HGB period / 30) x {1% x (NPT-NPTTKUP)} Period less than 30 years
- a formula [Luas tanah x (NJOP-NJOPTKP) ] x 5% + notary fee (Rp 750,000 to IDR 2,500,000).
Read again: Know these 7 things when managing your building rights (HGB)!
Looking at the procedure, it takes time to arrange a home certificate. However, it is very feasible to guarantee the conditions of your land in the future. soImmediately prepare the requirements for creating a home certificate to secure the location of your residence!
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Source : https://www.dekoruma.com/artikel/71946/mengurus-sertifikat-rumah
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